Mortgage Calculator
Estimate your USDA Loan payment:
Your Estimated
Monthly Payment:
- Principal & Interest
- Taxes
- Insurance
- USDA Annual Fee
Loan Totals:
- Purchase Price
- Down Payment
- USDA Funding Fee
- Total Loan Amount
Estimated Taxes & Insurance: Property taxes are generally estimated to be 1.2% of the home's value, but may vary based on your location. Annual homeowners insurance is roughly 0.35% of the home's value but can change based on insurer. Your loan specialist can help you determine property tax and insurance rates in your area.
Annual Fee: The USDA Annual Fee is 0.35% of the loan amount and is paid to the USDA to compensate mortgage lenders should a mortgage go into default. This fee is paid at closing and borrowers typically choose to finance it into the loan. The USDA Annual Fee is lumped into your monthly payment and is paid for the life of the loan.
USDA Funding Fee: The USDA Funding Fee is paid to the USDA to help fund the program. The USDA Funding fee is paid at closing and typically financed into the loan. The USDA Funding Fee is 1.0% of the total loan amount.
Amount Financed Purchase Price (-) Down Payment (+) Upfront MIP
Nancy Messiha’s passion for lifestyle and design naturally led her to luxury real estate, where she has built a reputation for excellence. Originally from California, she has spent the last 22 years establishing herself as a top-performing Texas real estate expert. With a Bachelor’s degree in Business Management from the University of North Texas, she began her career working for a prominent home builder, quickly rising to neighborhood sales manager and earning recognition for her outstanding sales and service.
Explore the Communities I Serve
Browse handpicked listings currently available in Dallas. Updated daily.
Our Location
Browse handpicked listings currently available in Dallas. Updated daily.
Ready to Elevate Your Real Estate Experience?
Or Follow Our Socials
